U, A, Ka, and Sa
U, A, Ka, Sa,
A, Ka, Sa, U,
Ka, Sa, U, A,
Sa, U, A, Ka
Embedded within these simple words, are important facets of the Teaching, that will help devotees to grow and maintain their economic stability. The secret to getting rich is following all of these 4 principles, often referred to as the “The Heart of the Millionaire”.
The spells that form “The Heart of the Millionaire” Katha, are rooted in the Buddhist scriptures of “Dighajanu Sutta
Contents
The meaning of U, A, Ka, and Sa
U
A
Ka
In the Sigalovada Sutta
The Buddha describes 4 types of true friends; (1) a helpmate, (2) he who is the same in happiness and sorrow, (3) the mentor who gives good counsel, (4) and he who sympathizes. He then proffers that friends who fall into these categories should be cherished in the same manner as a mother cherishes her child.
- The helpmate may be identified by four defining characteristics: protecting you when you are vulnerable, providing a refuge when you are afraid, and always giving more than what is asked of him to a friend. He is always there to render assistance when needed, asking for little or nothing in return. He will always protect you and show you the way when you are lost and in need of guidance.
- He who is the same in happiness or sorrow may be identified by 4 defining characteristics: Sharing their most closely-guarded secrets with you, and keeping yours in return, never abandoning you at the hands of misfortune, even laying down their lives for you if need be. Standing by you, through every calamity and cataclysm in life, and weathering every storm with you, passing little or no judgment in turn.
- The mentor may be identified by the 4 following characteristics: Restraining you from wrongdoing, guiding you towards virtue and morality through measured counsel, and showing you a clear path to escape suffering, like a doting parent or teacher. Someone who proffers lessons in equanimity, love, joy and compassion (the 4 immeasurables), and exemplifies their own lessons. This person may also demonstrate extraordinary patience with you.
- The sympathizer may be identified in the following 4 ways: He does not rejoice in your misfortune, instead of delighting in your blessings and successes. He prevents others from speaking ill of you, encouraging them to instead sing your praises. This person showers you with love, praise and happiness regardless of the present circumstances. They are there to hold your hand and support you through every struggle, always ready to express their love through a kind word or touch.
Sa
Destruction of Wealth
The Buddha has elaborated at length regarding the 4 conditions that destroy wealth. They are;
- Debauchery in sex,
- Intoxication,
- Gambling,
- Keeping the wrong company
Conditions to ensure Future Wealth
The Buddha also described the conditions needed to ensure that your wealth carries into your future lives, through the accomplishment of faith, virtue, charity and wisdom.
The accomplishment of faith implicitly refers to enlightenment through the Buddha’s teachings.
The accomplishment of virtue, refers to abstinence from killing, stealing, sexual misconduct, lying and imbibement of intoxicants that lead to infatuation and homelessness.
The accomplishment of charity refers to keeping the heart free from avarice, devoting oneself attending to the needy, and delighting in distributing alms to monks, who had committed their lives to the pursuit of virtue, and ending the roots of suffering.
The accomplishment of wisdom refers to a full grasp of Buddhist teachings, leading to penetrating insight that prunes away the roots of suffering obscuring our path to enlightenment.
The Teaching of this spell may be succinctly summarized. “The Heart of the Millionaire” or the essence of becoming a Millionaire, requires diligence, prudence, having good friends, and becoming content with life. The spell alone, however, will not suffice to change your destiny. It is your own understanding, and exemplification of its principles in your daily life, that will truly set you on the path to success. It is more than a mere spell; it is a way of life.

Footnotes:
- Source reference – Dighajanu (Vyagghapajja) Sutta: Conditions of Welfare” (AN 8.54), translated from Pali by Narada Thera. Access to Insight (BCBS Edition), 30th November 2013.